SUSTAINABILITY & ESG

Securing Today.
Sustaining Tomorrow.

At AB Securitas, sustainability is an extension of our responsibility to protect people, assets, communities and the future.

Our Environmental, Social and Governance agenda is embedded across the Group and increasingly operationalised through innovative, resource-efficient and inclusive business models.

EXPLORE OUR IMPACT
Sustainable growth and responsible business
OUR COMMITMENT

Creating long-term value for people, planet and progress.

80% Smaller infrastructure footprint
40,000+ Customers reached
19,750 First-time bank accounts
01
OUR GROUP COMMITMENT

Sustainability that moves beyond policy into action.

As part of our commitment to sustainable business practices and long-term value creation across all business units, AB Securitas (Pvt) Ltd actively operationalises its Environmental, Social and Governance agenda through its specialised subsidiary, AB Cash Management Services (Pvt) Ltd (ABCMS).

While AB Securitas has historically focused on physical security, risk management and environmental stewardship initiatives — including coastal conservation and resource-efficiency projects — our sustainability footprint continues to evolve.

Through ABCMS, we extend sustainable infrastructure, financial inclusion and carbon reduction directly into the corporate and financial-services ecosystem.

OUR ESG FRAMEWORK

Three pillars of extended sustainability.

Our ESG strategy is designed around measurable impact — balancing environmental responsibility, social inclusion and sustainable commercial growth.

01
PLANET

Sustainable Infrastructure & Resource Conservation

Through ABCMS's Staff-less Mini Bank / Brown Label Self-Service Device model, the Group delivers compact managed infrastructure that replaces resource-intensive conventional banking branches.

80% Smaller physical footprint
~6.5 Tonnes CO₂e avoided per unit annually
~175 Tonnes CO₂e avoided annually across current deployments
02
PEOPLE

Financial Inclusion & Regional Empowerment

ABCMS acts as an operational bridge, extending essential banking services to rural, underserved and remote communities beyond conventional financial hubs.

15 km Average distance from traditional financial hubs
40,000+ Customers reached
19,750 First-time bank accounts enabled
03
PROGRESS

Commercial Resilience & Asset-Light Innovation

ABCMS has evolved from a traditional Cash-in-Transit service provider into an owner and operator of customer-facing, technology-enabled financial infrastructure.

83% Stated capital cost reduction for financial institutions
Scalable Managed-service infrastructure model
Recurring Long-term commercial revenue model
02
SUSTAINABILITY THROUGH ABCMS

Smarter banking infrastructure. Greater reach. Lower impact.

The ABCMS Staff-less Mini Bank / Brown Label SSD model delivers essential banking infrastructure using a substantially smaller physical footprint than conventional bank branches.

At approximately 200 sq. ft. compared with approximately 1,000 sq. ft. for a traditional branch, each unit reduces construction-material demand and operating energy consumption.

PHYSICAL FOOTPRINT ~200 sq. ft.

Compared with approximately 1,000 sq. ft. for a conventional branch.

RESOURCE EFFICIENCY 80% Smaller

Compact infrastructure reduces construction material and operational-resource requirements.

CARBON AVOIDANCE ~6.5 t CO₂e

Estimated annual carbon avoidance per deployed unit.

CURRENT IMPACT ~175 t CO₂e

Estimated annual avoidance across current deployments.

UNITED NATIONS SDGs

Aligning our impact with global goals.

Our work through ABCMS directly supports priority UN Sustainable Development Goal targets connected to inclusive economic growth and reduced inequality.

SDG 8
TARGET 8.3

Decent Work & Economic Growth

Supporting productive economic participation and access to essential financial infrastructure by extending banking services to communities outside traditional financial centres.

SDG 10
TARGET 10.2

Reduced Inequalities

Promoting greater inclusion by connecting rural and underserved communities with essential financial services and first-time access to formal banking.

Communities benefiting from greater financial access
PEOPLE Bringing essential financial services closer to the communities that need them most.
03
FINANCIAL INCLUSION

Bringing financial access closer to communities.

ABCMS extends essential banking services into locations that have traditionally remained outside convenient reach of established financial hubs.

This infrastructure helps create practical pathways into the formal financial system, supporting regional participation, inclusion and opportunity.

0 + Customers reached
0 First-time bank accounts
~15 km From traditional financial hubs
UP TO 83%

Stated reduction in capital cost for financial institutions through the managed-service model.

04
COMMERCIAL RESILIENCE

Sustainable impact must also be commercially sustainable.

ABCMS is transforming from a traditional Cash-in-Transit service provider into an owner and operator of customer-facing infrastructure.

Through a managed-service model, ABCMS offers financial institutions a more capital-efficient approach while creating a scalable and recurring-revenue model capable of delivering long-term economic value without reliance on external subsidies.

EXECUTIVE STATEMENT / DISCLOSURE NOTE

Extending Sustainability & ESG Impact Through AB Cash Management Services (Pvt) Ltd.

This Sustainability & ESG disclosure reflects the extension of AB Securitas' Group sustainability strategy through ABCMS and the integration of environmental responsibility, social inclusion and commercially resilient innovation across the Group.

Disclosure note: Impact figures and performance metrics presented on this page are based on the current approved sustainability statement and should be reviewed against the latest independently verified data prior to publication.